The MORTGAGES IN PORTUGAL That Wins Customers

Mortgages in Portugal

If your plans of buying a Portuguese property include a bank mortgage, there are several financing solutions available for foreign residents and non-residents.

If your plans of buying a Portuguese property include a bank mortgage, there are several financing solutions available in Portugal for foreign residents and non-residents.

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Portuguese banks have highly qualified professionals that will help you in several areas, from obtaining documentation to translating documents.

Portugal Realty's team also has an extensive experience in supporting its clients in finding the best financing solution for the purchase of their property in Portugal, facilitating the first contact with banks or even legal advisors from our network of certified partners who will support you in each step of the process.

Decide your budget

As you research properties for sale in Portugal keep in mind the budget and manner in which you intend to finance your purchase. It is important that you are clear on your budget as this will assist your realtor in selecting properties for you to view. When considering your budget we suggest that you allow from 7-10% extra, for costs that may be incurred in the registration and transfer of your property.

Finance options

Buyers who need finance to purchase their Portugal Property, have the option to either finance the purchase by re-mortgaging their current property (at home) therefore unlocking equity or, alternatively, there is the option to secure a mortgage from a bank in Portugal.

Portuguese banking system

Portugal benefits from a mature banking system, with electronic banking being common place in the Portuguese society. Portuguese banks have a history of offering mortgages to foreigners or non-residents, looking for property for sale in Portugal, with multi-lingual staff that will guide the buyer through the process.